Super Coupon Woman’s Guest Blog Post on The Mastermind Within!

Hi Everyone!

I wanted to share my guest blog post featured on The Mastermind Within, Please take time to read it and share with others, or if you have a blog and would like me to share my pay it forward story, please email or comment below.

We Make A Living By What We Get, But We Make A Life But What We Give!

Happy Donating

Super Coupon Woman

Join Super Coupon Woman in Low Spend January & February

So I made my New Year’s Resolutions and accomplished a lot last year on a personal level after overcoming many obstacles. I got a little off track during the holidays as many of us do,so to get back on track and knock out my remaining debt, I am committing to a low spend January, February, and possibly March also. I really want to quit living paycheck to paycheck and save 3 months worth of bills and slowly work my way up to 6 months or more. There are many forms of saving, each person is different as to what works for them. I think for myself I need to trick myself a little bit. For example, since I am already used to struggling, would if I struggled a little longer but save that money to get ahead in the future. I haven’t been spending any money since December 25th LOL. Here are some of the steps and techniques that I am using to succeed for my low spend months:

I am a server and have started an envelope called 10 a day for me, so each day I put $10.00 a day in there that I am allowed to use on what I want but it has to include any household needs such as food, toiletries, pet supplies etc. I did have a small stockpile built up and used a $50.00 gift card that I bought for Christmas to get a head start on my plan.

I am buying a $25.00 gift card per week to use for Christmas, If I do not use them all or need them, I can use them for myself.

I am doing the 52 week challenge, but putting amounts in daily instead of weekly, I know once the amounts get higher I may only be able to do one or two per week, but this will help me with my savings goals If I am committed to this goal. This works out to 27 per week if you want a set amount to put up each week. Please join me in this challenge weekly or daily to save money easily https://www.facebook.com/52weekschallenge/

I am doing the daily penny challenge which is the same as 52 week challenge but on a daily basis which will add up to 668.00 in a year. I am on day 170 with the change I currently have. It works out to 12.50 per week if you would like a set amount to put up also.

I am putting 5.00 a day up when I work for a vacation I have planned in July, so yes I am just trying to get in the habit of saving any way I can without knowing I am doing it! I am still searching for even more creative ways to save!

You may ask why low spend? Most people do No Spend..Just those words make us feel like we are depriving ourselves of what we want, by doing low spend and being cautious of what we spend and getting a treat here and there will allow me to succeed with this challenge.

I would love to have some support, please comment below and let me know what your savings goals are and any unique tricks that are allowing you to succeed at saving.

Happy Saving!

Super Coupon Woman

Super Coupon Woman’s 2017 Year in Review & 2018 New Year’s Resolutions

2017 was a year to recover and heal from several years of bad events that was hard to recover from. I had a pretty calm year other than falling and hurting my right shoulder which is my tray carrying arm. It’s still hurt and I have to be careful since I had to continue working with no money to fall back on. I am only limited to not being able to take large parties and other servers don’t believe I am really hurt.

My 2017 New Yearโ€™s Resolutions were:

Pay Debt Down Between 8-10k Success …will have 8k paid by the end of January. I did add some debt, but have a goal set to have paid by July of 2018

Build up Emergency Fund …Failed, but paid a lot of debt so it’s okay

Focus On Myself More and Not Put Extra Stress On Myself…Success!

Not Spend any money on Paying It Forward, can only use items others give me or free items I get from Couponing or any fund raising money I receive. Success…I did spend some money, but would back away if I was feeling overly stressed from paying it forward.

Make an extra 3,000 in income from side jobs such as book sales, mystery shopping, blogging, or other side jobs. Failed..only made about 200 and did not put time in on my blog, and froze as far as marketing my book because my self esteem got bruised from all I have been through…hoping to get my inspiration back this year.

Complete the 52 Week Savings Challenge which will give me 1,380.00 to deposit at the end of the year…Failed…too much debt to pay.

Try to pay for Christmas only using free money from gift cards from couponing, survey sites, etc. Failed

Write another… Book Failed

So lot’s of resolutions were not kept as with many, but the two main ones were…so I will be able to focus on the other ones this year. I hope 2018 will be a calm year that allows me to continue to heal and grow that will allow me to continue paying it forward without a heavy heart.

My 2018 New Year’s Resolutions are as follows:

Find fundraisers to raise money to grow and build Super Coupon Woman Foundation.

Continue to focus on myself to heal and grow as we all should each year.

Only spend money on paying it forward if budget allows.

Complete 52 Week Savings Challenge: Want to join to have 1,380 savings at the end of the year?
https://www.facebook.com/52weekschallenge/

Have three months worth of bills saved in the event of an emergency and work towards having six months saved.

Finish Girl’s Memory boxes and Scrapbooks.

Coupon & Stockpile more this year.

Write another book

Do mystery shopping or other side jobs to try and earn an extra 3k this year.

Start 2018 Saving Money in everyday life. My book will show you how to save money, coupon, and start your own pay it forward mission. Because I want to share my pay it forward mission with everyone, I offer the E-book version for only .99


Share your New Year’s Resolutions with us and let us know if you kept any for 2017!

Happy New Year’s!

Super Coupon Woman

10 Apps that Will Pay For Christmas

So We have all heard the saying Christmas in July but we are half way through the year, so it’s a good time to start saving and planning our budget so it doesn’t sneak up on us again this year. Super Coupon Woman is going to share some of the best apps that are easy and you can earn gift cards that will pay for some or all of Christmas.

Ebates will give you $10.00 just for signing up. Earn cashback when you shop your favorite stores online. When used regularly cashback can add up fast.

Very Dice Fun App Where you roll the dice to earn tickets. Redeem your tickets for brand new electronics, gadgets, and much more! This app is so fun! Please use referral code: 521682

Swag Bucks rewards their members with free gift cards and cash for the everyday things they already do online such as: searching the web, doing surveys, shopping, etc to earn swag bucks that turn into gift cards.

Shop Kick Get Kicks for walking into stores such as Walmart, Target, Best Buy & More. Earn kicks for shopping, watching videos and more that turn into gift cards. Very easy to get kicks when used regularly.

Walmart Savings Catcher Shop at Walmart way more than you want to due to life keeping you busy? Download the Walmart Savings Catcher and shop away, and scan receipt and they will price match all the ads for that week and give you the money back on a gift card, you can let the savings build up to use for the holidays!

I-Botta Couponer’s favorite app, get paid for buying items such as Milk, Eggs, & other everyday products you will buy when grocery shopping ..You can also get paid for shopping online.

Check Out 51 Checkout 51 lets you save on the brands you love: Get new offers weekly, buy from any store, snap a photo of the receipt and earn cash back!

Mobi Save The easiest way to earn money back on your everyday shopping. Turn your grocery receipts into cash! Select from a wide variety of offers. No minimum payout. Please use referral code: 3T6W

Gig Walk
You can find Gigs near you that pay $3 to $100 and take from five minutes to a few hours of work. It’s flexible employment to add as an easy side hustle. Get Paid Via Pay Pal when job is completed.

App Karma lets you earn daily rewards for playing with the apps you’ve installed on appKarma.
Simply keep the apps that you were rewarded for, then play with it each day to earn extra bonuses.

For more ways to save on Christmas and everyday life, order order the kindle E-book version of my book that is on sale for .99 for a limited time. Tons of frugal christmas ideas that will be fun to make and receive!

Win A Copy Of Super Coupon Woman’s New Book!

Win A Copy Of My New Book…Contest Ends March 31st!

Goodreads Book Giveaway

Cutting Hunger One Coupon at a Time by Tina M. Klein

Cutting Hunger One Coupon at a Time

by Tina M. Klein

Giveaway ends March 31, 2017.

See the giveaway details
at Goodreads.

Enter Giveaway

Valentine’s Special: Super Coupon Woman’s Kindle E-Book .99

Super Coupon Woman is offering the Kindle Version of Cutting Hunger One Coupon At A Time .99 through Valentine’s Day! If you want to learn how to save money, learn to coupon, and read a great Pay It Forward Story that will inspire you to give back in your own community then don’t miss out on this deal!

Two More Days to Get “Cutting Hunger One Coupon At A Time” FREE!

Good News to everyone that loves Super Coupon Woman! Cutting Hunger One Coupon At A Time is Free for 5 days! Snag this deal while you can. If you want to learn how to coupon, save money, and read an inspiring pay it forward story also, this is the book for you! All I ask is that you leave a review and share this post so others can know what an awesome book it is! Amazon even has a free reader app for those that don’t own a kindle! Click below and start your journey to saving money today ๐Ÿ™‚

You can also sign up for Amazon’s 30 day Trial to Kindle unlimited where you can read unlimited books for free!


Super Coupon Woman’s Get Out Of Debt Journey 2017

So now that I have reached my surpassed my donation goal and wrote my book to show others how to pay it forward in their communities, I am now going slow down this year and focus on myself and knocking down debt. I had started this journey last year and was doing pretty well until the business fire hit on Memorial Day Weekend, but something as devastating as this would set anyone back. I vowed to try in 2017 so here we go ๐Ÿ™‚ I am listed my debts and the progress I make which helps make me accountable if I am spending unnecessary money.

Regular Bills (My Portion)

Insurance: 272.00
Car: 357.00
Cable: 187.00
Gas: 100.00
Electric: 300.00
Water: 100.00
Health Ins:160.00

Total: 1,476.00

Other Debt:

Hannah: 800.00 (For Car Down Payment, since I have helped her out a lot and last year was so tough, she has been patient a lot, she is 21 and we don’t charge her rent, and I have been paying her car insurance since she started driving, Starting in January, I will be still pay her insurance, but applying it to my debt, small steps yay)

Mom: 400 another car loan, hope to have this paid off on her birthday March 21st

Amazon 1,900.00 I let my daughter talk me into using this because she has better credit than me, and after the tragedy, we all needed a vacation because of all the stress..I spent more than necessary, so now have an extra bill :/

Fingerhut: 180.00 TV I bought for my daughter

Capital One: 481.00
Capital One: 430.00
Target: 750.00
Victoria S: 700.00
Legacy: 350.00
Kohls: 300.00
Legacy: 385.00
Loan: 1,050.00 (Payday loan, currently adding an extra 480.00 to my bills each month, hoping to pay it off and not take out another one…ever! last payment is March 4, my goal is Feb 4…currently saving in the 52 week challenge envelope and amount each day up to 12, soooo…we shall see ๐Ÿ™‚

Join the 52 Week Savings Challenge to Save $1,380.00 to put into your savings account at the end of the year the easy way…Saving does not have to be hard!

https://www.facebook.com/52weekschallenge

I have a few other debts, but focusing on this and building an emergency fund by the end of the year. I am hoping to make an extra 3,000 in extra money by book sales, mystery shopping, and other odd jobs.

Total Debt: 7,826.00

Debt Paid so Far: 100 (Hannah’s Insurance)

New Total: 7,728.00

Trying to do a low spend month, but Murphy is trying to sneak in, Someone came in with step throat to work and I got it, even though I had Insurance, they wanted 240.00 to be seen, so I used http://www.doctorondemand.com and only paid 44.00 and 8.00 on medicine. This service is awesome, I recommend it, no waiting at the doctors office, no high doctor bill, and very convenient. For the simple illnesses, use this service: use code: tina313 and receive $10.00 regularly 49.00. I don’t know why my code was only worth 5 ๐Ÿ™‚ but hey 5 is 5 not to mention saving at least 200.00 for cancelling doctor’s visit.

I did receive a 100.00 check from Comptroller for my paycheck’s for the last week I worked at Waffle House and I-hop…55.00 from Carvana for overpaying on tags. I also used 160.00 in Christmas money to help get on track for January…so I will count all this towards my extra money goal which is 316.00

Good or bad, I will keep you updated on my journey. Share your debt free journey and goals below in the comments section. I will update my progress in February, will probably only be able to pay the minimum on credit cards this month, but when loan is paid I should be able to pay a little more. Slow and steady gets the job done!

I will still continue to pay it forward, but only with free items I get with coupons, what others donate to me, or any money raised from fundraising. I will be planning to do the $5.00 weekly Pay It Forward Challenge that I can use all at once or throughout the year. ($260.00) I will probably use this to help my daughter with diapers since they are young, and not the best at finances. Won’t you take the 5.00 Pay It Forward Weekly Challenge With Me?

https://www.facebook.com/fivedollarpayitforward