Knocking Down Debt

So with all the financial issues over the past few years, I am going to work on getting my debt down, and start saving some money. Hopefully 2016 will allow me to get on the right track. So here I will list my bills each month and what my current debt is…

I have a strange living arrangement where my ex and I are roommates, (strictly though some find that hard to believe) Long story of how it happened, but it is better financially.

He Pays:

Rent: 950.00
Cell: 400.00 (5 people total on plan)

Total 1,350.00

I Pay:

Insurance: 327.00 (two cars which include my 20 year old daughter, my way of helping her save for college)
Cable: 180.00
Water: 100.00
Gas: 100.00
Electric: 300.00
Car: 357.00

Total: 1,365.00

Outstanding Debt:

Rise Loan that I took out to help my daughter:
2,000 will have an added 500.00 to my bills until May unless I can get it paid off sooner (hopefully)

Borrowed Money from my car problems

My Mom: Borrowed $2,000 Currently owe: $750.00
My Daughter: $1,400.00 Currently owe: $1,400.00

Credit Card Debts:

First Savings: 350.00
Legacy : 350.00
Merrick : 900.00
Capital 1 : 500.00
Capital 1 : 500.00
Victoria S : 300.00
Kohl’s : 300.00
BOA : 500.00

Total: :3,700.00
Total Debt :5,850.00

I make roughly $500 a week, sometimes more, my goal is to pay these debts down, save up an emergency fund, and earn or save an extra $2,000 this year by mystery shopping ect. I am doing 2 envelopes for the 52 week challenge, At the end of Feb, I will update progress, This month…I am still trying to get back on track 🙂

Super Coupon Woman’s 2016 New Year’s Resolutions!

So the New Year is here, and after a few rough years financially, I am hoping for brighter days ahead. I will still put paying it forward and donating a priority, but will also try to focus on myself a little more.

I tend to always put myself last without realizing it..I have not bought anything for myself in over two years! I spent 2,000.00 on the $50k challenge as well as taking a $9,000 setback due to lots of car issues (went through 3 last year…No No not my driving, just older cars that broke down and had to get a new one. I had to finally break down and get a new car with car payments which is what I was trying to avoid, but I am much safer so it will be worth it!

I helped over 70 children which equaled to about 30 families. I didn’t ask for any income requirements, just a Pay It Foward project, I gave each child between $250 and $400.00 worth of items. I asked each family to send pictures so I could put a video together. Out of 30, only five did. Thanksgiving, I helped 12 families, and only two sent them to me. When I messaged some of them and asked for the pictures, they just never responded back. Though I did not expect anything in return, this hurt my feelings knowing I put my own financial issues aside to pay it forward, their actions hurt my feelings as I am a sensitive person and take things to heart.

I am proud of my accomplishment, and will continue to work towards my #100,000 goal, just at a slower pace. I only need $15,000 to go! With the awesome friends I have, and getting my finances in order to save for a rainy day, this goal should be a breeze!

This year I plan on getting back into extreme couponing more instead of the retail end. I will be sharing my couponing trips with you..some I may scour and search for every coupon available, some I may just browse the sales. I had a fan want me to share how I work in donating my shopping trips. So by sharing my shopping trips good or bad, you can see how it works!

I will also be working on getting my debt paid down, and building an emergency fund so I will not have to be so stressed worrying about the next bill..(yes unfortunately, I am still in this phase)

So, yes this year I will focus on myself and still help others…good plan!

I look forward to sharing my book with everyone when I get it finished.

Happy Donating!

Super Coupon Woman

Super Coupon Woman’s $50,000 Challenge Results!

It’s New Year’s Eve 2015, last day of the challenge..I thought I would share with you the final results of the $50,000 Challenge! Even though I didn’t make the complete $50,000, I completed my 2nd goal of $30,000 or more. The final amount of donations collected and distributed is: $33,500.00! I am very happy with the results, making me be able to help many families in need. I will continue my mission in 2016 to complete my goal of donating a total of $100,000 to my community. I only need $15,000 to make this happen.

With this challenge, I have finally put Super Coupon Woman Foundation in action to help people on my own instead of donating to other charities. I am finally working one on one with people which has been pretty amazing. I was still able to help several charities such as: Arms of Hope, Big Brother’s and Sister’s, Helping Hands, as well as a few local charities. I was able to give out 25 backpacks filled with school supplies to those in need. I sponsored 12 families for Thanksgiving, and helped 70 Children have Christmas this year. After completing these missions, I gave the remaining items to those affected in Texas by the tornado’s which had a retail value of $1,725.00 of which $1,500.00 were new items.

I am very proud of this accomplishment because I thought about calling it off several times due to financial issues that took over $7,000 out of my budget. My friends, family, and fans gave me the support I needed to continue on, and encouraged me to move forward to see how much I could donate. Without their help, I would of not made my goal, it showed me that working together really does make a difference.

Thank you to everyone that donated, supported, and encouraged me. There have been tears, stress, uncertainty, but also happiness, excitement, and anticipation that has made it all worth it. Even with the $7,000 financial setback, I was able to spend $2,000 of my own money along with some amazing friends to be able to pay it forward to so many people in 2015. I never dreamed when I started couponing and donating that one day I would be able to say as a single mom, I was able to give back close to $100,000 to my community. I look forward to sharing my story in the book I am currently writing to inspire and teach others why it is so important to give back to your community, and how couponing can allow us to do so! I am hoping to have the book out sometime in January 2016! Below is some pictures of some of the great moments of this challenge.

backpacks

turkey2

christmas tree

christmas2

christmas4

christmas3

christmas5

tornado

kohls

Super Coupon Woman

Free Veteran’s Day Meals!

If you or a family member have ever served in the military, Veteran’s Day is a great day to spend some quality time together, and snag some great deals!

Have your military ID ready to take advantage of these offers!
It’s A Good Idea to call and confirm that the location in your area is particpating just to make sure & any details about the offer!

Here is a list for you to pick and choose from:

Perkin’s Free Magnificent 7 Meal
I Hop Free Stack of Red White & Blue Pancake’s
Denny’s Free Grand Slam Breakfast
Starbucks Giving out Fresh Brewed Coffee to Veteran’s & their spouses
Olive Garden Free Veteran’s Day Meal for the Veteran’s and 10% off entire family’s meal.
Chili’s Free Veteran’s Day Meal off of select menu items.
Apple Bee’s Free Veteran’s Day Meal
TGI Friday’s TGI Friday’s is Giving out Free Lunch between 11 & 2
Little Ceasars Get a Free Pizza between 11-2
Red Robin’s Red’s Tavern Double burger and Bottomless Fries
Cattle Men’s Free 8oz Sirloin Dinner
Texas Roadhouse Free Lunch
Golden Corral Free Meal between 5-9pm
On The BorderThey are giving away a create your own combo meal where they’ll get to choose 2 or 3 selections of soup, salad, tacos, tostadas, enchiladas, and other classics.
Cotton Patch Free Chicken Fried Chicken or Chicken Fried Steak Meal

There are still plenty more, type in free Veteran Day meals for your area in Google to take advantage of more local deals

Super Coupon Woman Foundation is Looking to sponsor families in Wylie Or DFW area for the holidays.

I would like to sponsor 5-10 families for Thanksgiving meal, and at least 10 (hopefully more) families for the holidays…If you are needing help with the holidays please send me an email and explain your situation…I am interested in families that are not currently receiving help from other organizations. Please tell me how many children are in your family, ages, gender, sizes. Do you have a VHS Player, do they like to read ect and what kind of things they like. I already have lots of items collected..mainly books dvds and hopefully some clothes and toys. You may nominate families also…Please send inquiries or to receive help email: supercouponwoman@yahoo.com..you may also use the contact me page 🙂

Click the link below to Donate:
https://www.youcaring.com/tina-m-klein-457650#.Vi5qxSok8kY.facebook

$50,000 Donation Challenge Results so Far!

The 2015 Coupon Challenge is going well, I am not sure if I will be able to hit $50k, but I know I will at least hit $30,000 which is my whole years salary which is pretty impressive. If I do hit 50k, I will have donated over $100,000 to my community in five years!

My total amount in donations so far is $20,000…A lot of my friends have stepped up to the plate to help me, so it has taught me if you share your mission with others, most of them will be more than willing to help! Thanks so much for everyone that has helped! I am hoping to have a book ready by January 2016 about this incredible journey, and teach others not only to coupon, but to save money in general, which leads to having extra money to pay it forward in your community, Together we can truly make a difference! I have not received any financial donations which is my main obstacle. This year, I am on my third car, I had to break down and get a new one with a car payment! I love it, I wish I had of done that in the first place! Please consider donating to help reach this goal, all donations will be used to help others! To see all the donations and show your support, please like my $50k donation facebook page!

Super Coupon Woman’s 50k Donations Challenge!